U.S. Metro Housing Market Rankings

August 2026 · 273 metros scored

Each metro scores 0–100 for housing cycle risk, derived from six public-data factors ranked against peers. How it works →

56 of 273metros

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Risk

Cycle

Momentum

Liquidity

Valuation

Permits

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Core Risk					Structural Drivers						Market Signals		Cycle		Context
#↑	Metro	Score	Risk Band	Chg	Price	Permits	Per Cap	Afford	Employ	Migr	Liquidity	Valuation	Diverg.	Cycle	Yield	S/L	Cuts	Emp	Value
2	College Station, TX17780	76	ElevatedElevated	—	91	95	96	97	13	61	Watch—	Compressed↑	Moderate	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price91 Permits95 Per Cap96 Afford97 Employ13 Migr61 LiqWatch— ValCompressed↑ DivergModerate CycleHypersupply Full metro detail →
6	Champaign, IL16580	72	ElevatedElevated	—	63	100	84	43	53	90	Stress↓	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price63 Permits100 Per Cap84 Afford43 Employ53 Migr90 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
6	Syracuse, NY45060	72	ElevatedElevated	—	80	100	49	33	81	91	Watch↑	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price80 Permits100 Per Cap49 Afford33 Employ81 Migr91 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
10	Appleton, WI11540	70	ElevatedElevated	—	78	97	69	20	71	84	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price78 Permits97 Per Cap69 Afford20 Employ71 Migr84 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
17	Grand Junction, CO24300	66	ElevatedElevated	—	98	37	62	96	78	25	Watch↑	Compressed—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price98 Permits37 Per Cap62 Afford96 Employ78 Migr25 LiqWatch↑ ValCompressed— CycleHypersupply Full metro detail →
17	Oshkosh, WI36780	66	ElevatedElevated	—	46	95	70	50	77	57	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price46 Permits95 Per Cap70 Afford50 Employ77 Migr57 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
23	Hickory, NC25860	65	ElevatedElevated	—	23	76	88	81	91	29	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price23 Permits76 Per Cap88 Afford81 Employ91 Migr29 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
27	Duluth, MN-WI20260	63	ElevatedElevated	—	40	88	33	97	73	46	Watch↑	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price40 Permits88 Per Cap33 Afford97 Employ73 Migr46 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
27	Valdosta, GA46660	63	ElevatedElevated	—	100	44	68	70	46	51	Stress↓	Compressed↓	—	Hypersupply	—	—	—	—	—	›
Structural Drivers Price100 Permits44 Per Cap68 Afford70 Employ46 Migr51 LiqStress↓ ValCompressed↓ CycleHypersupply Full metro detail →
34	Odessa, TX36220	62	ElevatedElevated	—	45	90	79	68	10	77	Stress↓	Compressed↓	—	Hypersupply	—	—	—	Div	—	›
Structural Drivers Price45 Permits90 Per Cap79 Afford68 Employ10 Migr77 LiqStress↓ ValCompressed↓ CycleHypersupply Full metro detail →
40	Lansing, MI29620	61	ElevatedElevated	—	70	83	17	18	89	90	Watch↑	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price70 Permits83 Per Cap17 Afford18 Employ89 Migr90 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
48	Buffalo, NY15380	60	NeutralNeutral	—	58	79	8	59	62	96	Watch↑	Balanced—	—	Hypersupply	—	—	—	Div	—	›
Structural Drivers Price58 Permits79 Per Cap8 Afford59 Employ62 Migr96 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
48	Salem, OR41420	60	NeutralNeutral	—	27	82	51	69	95	36	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price27 Permits82 Per Cap51 Afford69 Employ95 Migr36 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
54	Cincinnati, OH-KY-IN17140	59	NeutralNeutral	—	63	85	47	11	54	94	Stress—	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price63 Permits85 Per Cap47 Afford11 Employ54 Migr94 LiqStress— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
60	Indianapolis, IN26900	58	NeutralNeutral	—	47	50	71	14	94	71	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price47 Permits50 Per Cap71 Afford14 Employ94 Migr71 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
60	Richmond, VA40060	58	NeutralNeutral	—	55	57	79	51	90	16	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price55 Permits57 Per Cap79 Afford51 Employ90 Migr16 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
60	Providence, RI-MA39300	58	NeutralNeutral	—	74	92	18	79	57	28	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price74 Permits92 Per Cap18 Afford79 Employ57 Migr28 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
60	La Crosse, WI-MN29100	58	NeutralNeutral	—	85	78	41	77	9	61	Watch—	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price85 Permits78 Per Cap41 Afford77 Employ9 Migr61 LiqWatch— ValBalanced— DivergHigh CycleHypersupply Full metro detail →
72	Durham, NC20500	57	NeutralNeutral	—	20	92	94	49	49	40	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price20 Permits92 Per Cap94 Afford49 Employ49 Migr40 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
72	Burlington, VT15540	57	NeutralNeutral	—	26	87	60	45	68	54	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price26 Permits87 Per Cap60 Afford45 Employ68 Migr54 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
77	Springfield, MA44140	56	NeutralNeutral	—	72	80	2	64	25	91	Stress—	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price72 Permits80 Per Cap2 Afford64 Employ25 Migr91 LiqStress— ValBalanced— CycleHypersupply Full metro detail →
77	Eau Claire, WI20740	56	NeutralNeutral	—	51	13	64	82	72	53	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price51 Permits13 Per Cap64 Afford82 Employ72 Migr53 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
77	Grand Rapids, MI24340	56	NeutralNeutral	—	82	62	42	51	39	61	Watch↑	Balanced—	High	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price82 Permits62 Per Cap42 Afford51 Employ39 Migr61 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
77	Niles, MI35660	56	NeutralNeutral	—	93	22	22	72	84	41	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price93 Permits22 Per Cap22 Afford72 Employ84 Migr41 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
77	Ann Arbor, MI11460	56	NeutralNeutral	—	73	81	52	8	38	81	Watch↑	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price73 Permits81 Per Cap52 Afford8 Employ38 Migr81 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
96	Canton, OH15940	54	NeutralNeutral	—	88	73	12	22	82	47	Watch—	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price88 Permits73 Per Cap12 Afford22 Employ82 Migr47 LiqWatch— ValBalanced— CycleHypersupply Full metro detail →
104	Elkhart, IN21140	53	NeutralNeutral	—	71	12	22	41	95	78	Watch↑	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price71 Permits12 Per Cap22 Afford41 Employ95 Migr78 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
104	Louisville/Jefferson County, KY-IN31140	53	NeutralNeutral	—	61	15	46	34	70	93	Stress↓	—	Low	Hypersupply	—	—	—	—	—	›
Structural Drivers Price61 Permits15 Per Cap46 Afford34 Employ70 Migr93 LiqStress↓ DivergLow CycleHypersupply Full metro detail →
111	New Haven, CT35300	52	NeutralNeutral	—	84	81	12	11	26	95	Stress↓	Balanced—	—	Hypersupply	—	—	—	Div	—	›
Structural Drivers Price84 Permits81 Per Cap12 Afford11 Employ26 Migr95 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
111	Youngstown, OH49660	52	NeutralNeutral	—	62	35	2	60	88	65	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price62 Permits35 Per Cap2 Afford60 Employ88 Migr65 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
111	Savannah, GA42340	52	NeutralNeutral	—	19	42	95	90	34	33	Stress—	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price19 Permits42 Per Cap95 Afford90 Employ34 Migr33 LiqStress— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
122	Chattanooga, TN-GA16860	51	NeutralNeutral	—	24	61	65	82	52	21	Stress↓	Balanced—	Low	Hypersupply	—	—	—	—	—	›
Structural Drivers Price24 Permits61 Per Cap65 Afford82 Employ52 Migr21 LiqStress↓ ValBalanced— DivergLow CycleHypersupply Full metro detail →
122	Athens, GA12020	51	NeutralNeutral	—	63	8	62	98	8	65	Stress↓	Balanced—	High	Hypersupply	—	—	—	—	—	›
Structural Drivers Price63 Permits8 Per Cap62 Afford98 Employ8 Migr65 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
128	Evansville, IN21780	50	NeutralNeutral	—	50	33	32	35	88	64	Watch↑	Balanced↑	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price50 Permits33 Per Cap32 Afford35 Employ88 Migr64 LiqWatch↑ ValBalanced↑ DivergModerate CycleHypersupply Full metro detail →
128	Lafayette, IN29200	50	NeutralNeutral	—	56	1	84	32	42	88	Stress↓	Balanced—	—	Hypersupply	—	—	—	—	—	›
Structural Drivers Price56 Permits1 Per Cap84 Afford32 Employ42 Migr88 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
142	Bangor, ME12620	49	NeutralNeutral	—	26	40	40	85	46	59	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price26 Permits40 Per Cap40 Afford85 Employ46 Migr59 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
142	Augusta, GA-SC12260	49	NeutralNeutral	—	41	20	67	36	72	57	Stress↓	Balanced↓	Moderate	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price41 Permits20 Per Cap67 Afford36 Employ72 Migr57 LiqStress↓ ValBalanced↓ DivergModerate CycleHypersupply Full metro detail →
142	St. Louis, MO-IL41180	49	NeutralNeutral	—	66	55	24	13	39	98	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price66 Permits55 Per Cap24 Afford13 Employ39 Migr98 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
142	Jackson, MI27100	49	NeutralNeutral	—	77	71	15	58	21	52	Watch↑	Balanced↓	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price77 Permits71 Per Cap15 Afford58 Employ21 Migr52 LiqWatch↑ ValBalanced↓ CycleHypersupply Full metro detail →
155	Winston, NC49180	48	NeutralNeutral	—	49	53	75	58	19	31	Watch—	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price49 Permits53 Per Cap75 Afford58 Employ19 Migr31 LiqWatch— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
165	Columbus, GA-AL17980	47	NeutralNeutral	—	23	47	16	42	80	76	Stress↓	Balanced—	High	Hypersupply	—	—	—	—	—	›
Structural Drivers Price23 Permits47 Per Cap16 Afford42 Employ80 Migr76 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
165	Lincoln, NE30700	47	NeutralNeutral	—	27	30	71	34	40	80	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price27 Permits30 Per Cap71 Afford34 Employ40 Migr80 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
174	Trenton, NJ45940	46	NeutralNeutral	—	80	4	25	6	67	94	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price80 Permits4 Per Cap25 Afford6 Employ67 Migr94 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
185	Kalamazoo, MI28020	45	NeutralNeutral	—	31	36	13	32	78	80	Watch↑	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price31 Permits36 Per Cap13 Afford32 Employ78 Migr80 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
185	El Centro, CA20940	45	NeutralNeutral	—	17	74	8	94	5	74	Watch↑	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price17 Permits74 Per Cap8 Afford94 Employ5 Migr74 LiqWatch↑ ValBalanced— CycleHypersupply Full metro detail →
185	Fayetteville, AR22220	45	NeutralNeutral	—	47	48	99	58	4	12	Stress↓	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price47 Permits48 Per Cap99 Afford58 Employ4 Migr12 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
194	Olympia, WA36500	44	NeutralNeutral	—	16	82	68	26	50	23	Stress↓	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price16 Permits82 Per Cap68 Afford26 Employ50 Migr23 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
199	Binghamton, NY13780	43	NeutralNeutral	—	7	55	15	43	64	72	Watch↑	Balanced↓	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price7 Permits55 Per Cap15 Afford43 Employ64 Migr72 LiqWatch↑ ValBalanced↓ CycleHypersupply Full metro detail →
199	Greenville, SC24860	43	NeutralNeutral	—	43	42	87	74	6	8	Stress↓	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price43 Permits42 Per Cap87 Afford74 Employ6 Migr8 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
210	Saginaw, MI40980	42	NeutralNeutral	—	57	47	3	29	43	73	Stress↓	Balanced↓	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price57 Permits47 Per Cap3 Afford29 Employ43 Migr73 LiqStress↓ ValBalanced↓ CycleHypersupply Full metro detail →
226	Tuscaloosa, AL46220	40	BelowBelow Average	—	0	56	23	57	24	78	Stress↓	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price0 Permits56 Per Cap23 Afford57 Employ24 Migr78 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
254	Florence, AL22520	34	BelowBelow Average	—	69	6	14	50	17	48	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price69 Permits6 Per Cap14 Afford50 Employ17 Migr48 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
256	Charlotte, NC-SC16740	32	BelowBelow Average	—	22	22	77	53	12	5	Watch—	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price22 Permits22 Per Cap77 Afford53 Employ12 Migr5 LiqWatch— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
258	Jefferson City, MO27620	31	BelowBelow Average	—	29	40	10	38	11	56	Stress↓	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price29 Permits40 Per Cap10 Afford38 Employ11 Migr56 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
261	Little Rock, AR30780	30	BelowBelow Average	—	29	19	44	21	24	45	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price29 Permits19 Per Cap44 Afford21 Employ24 Migr45 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
268	Chambersburg, PA16540	26	BelowBelow Average	—	10	18	60	25	1	43	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price10 Permits18 Per Cap60 Afford25 Employ1 Migr43 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →

56 of 273 metros shown