US Housing Cycle Intelligence for Capital Allocation

See which U.S. metros are early, stable, or late in their housing cycle — using public data.

274 metros · Updated monthly · Fixed methodology · No forecasts

Explore Elevated Markets →View All Rankings

Cycle Distribution

54% of metros are in Recovery, 28% in Expansion.

2026-06 · 268 metros with cycle data

What this system tracks

Housing markets don't move together. Some metros are recovering. Others are overheated or slowing. This system tracks where each metro sits in its cycle so you can see:

Where demand is strengthening
Where supply is building too fast
Where financing stress is rising
Where risk is stabilizing

Why this matters

Buying in an overheated market can compress returns. Buying too early in a downturn can mean dead capital.

Cycle positioning helps you avoid both.

Composite50Neutral

CreditStableSupplyAccumulatingDemand65 metros showing stressPricing6 metros stretched

37 metros in Elevated or High Risk bands. 117 with rising scores this month, predominantly elevated in employment weakness. 125 with declining scores.

Risk Distribution

0Low 48Below 189Neutral 37Elevated 0High

0 Low Risk 48 Below Average 189 Neutral 37 Elevated 0 High Risk

How investors use this

Narrow to a shortlist of metros.
Evaluate cycle phase and structural risk.
Monitor improving or deteriorating conditions before deploying capital.
Use risk, cycle, liquidity, and momentum filters to align results with your risk posture and timing view.