U.S. Metro Housing Market Rankings

August 2026 · 273 metros scored

Each metro scores 0–100 for housing cycle risk, derived from six public-data factors ranked against peers. How it works →

48 of 273metros

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Risk

Cycle

Momentum

Liquidity

Valuation

Permits

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Core Risk					Structural Drivers						Market Signals		Cycle		Context
#↑	Metro	Score	Risk Band	Chg	Price	Permits	Per Cap	Afford	Employ	Migr	Liquidity	Valuation	Diverg.	Cycle	Yield	S/L	Cuts	Emp	Value
226	Tuscaloosa, AL46220	40	BelowBelow Average	—	0	56	23	57	24	78	Stress↓	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price0 Permits56 Per Cap23 Afford57 Employ24 Migr78 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
226	Reno, NV39900	40	BelowBelow Average	—	68	21	67	42	31	10	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price68 Permits21 Per Cap67 Afford42 Employ31 Migr10 LiqStable— ValBalanced— CycleExpansion Full metro detail →
226	Fort Collins, CO22660	40	BelowBelow Average	—	8	71	74	53	12	21	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price8 Permits71 Per Cap74 Afford53 Employ12 Migr21 LiqStable— ValBalanced— CycleExpansion Full metro detail →
226	Orlando, FL36740	40	BelowBelow Average	—	25	13	80	85	33	3	Stable↑	Balanced—	High	Expansion	—	—	—	Div	—	›
Structural Drivers Price25 Permits13 Per Cap80 Afford85 Employ33 Migr3 LiqStable↑ ValBalanced— DivergHigh CycleExpansion Full metro detail →
226	Panama City, FL37460	40	BelowBelow Average	—	7	32	91	80	7	23	Stable↑	Balanced—	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price7 Permits32 Per Cap91 Afford80 Employ7 Migr23 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
231	Lafayette, LA29180	39	BelowBelow Average	—	42	35	58	57	15	29	Stable↓	Balanced—	Moderate	Recovery	—	—	—	Mod	—	›
Structural Drivers Price42 Permits35 Per Cap58 Afford57 Employ15 Migr29 LiqStable↓ ValBalanced— DivergModerate CycleRecovery Full metro detail →
231	Provo, UT39340	39	BelowBelow Average	—	47	27	86	32	26	15	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price47 Permits27 Per Cap86 Afford32 Employ26 Migr15 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
233	Flint, MI22420	38	BelowBelow Average	—	49	65	7	29	24	54	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price49 Permits65 Per Cap7 Afford29 Employ24 Migr54 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
233	Myrtle Beach, SC34820	38	BelowBelow Average	—	17	25	99	82	1	4	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price17 Permits25 Per Cap99 Afford82 Employ1 Migr4 LiqStable— ValBalanced— CycleExpansion Full metro detail →
233	Hagerstown, MD-WV25180	38	BelowBelow Average	—	4	43	62	14	87	20	Stable↓	Balanced—	Low	Recovery	—	—	—	Mod	—	›
Structural Drivers Price4 Permits43 Per Cap62 Afford14 Employ87 Migr20 LiqStable↓ ValBalanced— DivergLow CycleRecovery Full metro detail →
236	St. George, UT41100	37	BelowBelow Average	—	11	68	98	26	2	18	Stable—	Balanced↑	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price11 Permits68 Per Cap98 Afford26 Employ2 Migr18 LiqStable— ValBalanced↑ CycleExpansion Full metro detail →
236	Joplin, MO-KS27900	37	BelowBelow Average	—	18	39	40	63	8	52	Stable↑	Balanced—	Moderate	Expansion	—	—	—	Con	—	›
Structural Drivers Price18 Permits39 Per Cap40 Afford63 Employ8 Migr52 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
236	Santa Rosa, CA42220	37	BelowBelow Average	—	28	96	43	12	32	12	Stable↑	Balanced—	—	Expansion	—	—	—	Div	—	›
Structural Drivers Price28 Permits96 Per Cap43 Afford12 Employ32 Migr12 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
239	Las Vegas, NV29820	36	BelowBelow Average	—	60	31	58	53	14	1	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price60 Permits31 Per Cap58 Afford53 Employ14 Migr1 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
239	Cape Coral, FL15980	36	BelowBelow Average	—	1	9	97	55	49	2	Stable—	Balanced—	—	Expansion	—	—	—	Div	—	›
Structural Drivers Price1 Permits9 Per Cap97 Afford55 Employ49 Migr2 LiqStable— ValBalanced— CycleExpansion Full metro detail →
239	Pueblo, CO39380	36	BelowBelow Average	—	7	0	1	88	74	46	Stable↓	Balanced—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price7 Permits0 Per Cap1 Afford88 Employ74 Migr46 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
239	Las Cruces, NM29740	36	BelowBelow Average	—	31	29	42	54	12	50	Stable↓	Balanced—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price31 Permits29 Per Cap42 Afford54 Employ12 Migr50 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
239	Boulder, CO14500	36	BelowBelow Average	—	4	12	62	38	74	26	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price4 Permits12 Per Cap62 Afford38 Employ74 Migr26 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
239	Austin, TX12420	36	BelowBelow Average	—	18	17	90	66	22	1	Stable↑	Balanced—	Moderate	Expansion	—	—	—	Div	—	›
Structural Drivers Price18 Permits17 Per Cap90 Afford66 Employ22 Migr1 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
239	Vineland, NJ47220	36	BelowBelow Average	—	37	46	8	64	9	53	Stable—	Balanced↓	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price37 Permits46 Per Cap8 Afford64 Employ9 Migr53 LiqStable— ValBalanced↓ CycleExpansion Full metro detail →
239	Akron, OH10420	36	BelowBelow Average	—	42	7	4	9	69	88	Stable—	Balanced—	—	Expansion	—	—	—	Div	—	›
Structural Drivers Price42 Permits7 Per Cap4 Afford9 Employ69 Migr88 LiqStable— ValBalanced— CycleExpansion Full metro detail →
247	Denver, CO19740	35	BelowBelow Average	—	6	38	61	35	60	11	Stable↑	Balanced—	Moderate	Expansion	—	—	—	—	—	›
Structural Drivers Price6 Permits38 Per Cap61 Afford35 Employ60 Migr11 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
247	Columbia, MO17860	35	BelowBelow Average	—	39	14	57	15	7	76	Stable↓	Balanced—	—	Recovery	—	—	—	—	—	›
Structural Drivers Price39 Permits14 Per Cap57 Afford15 Employ7 Migr76 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
247	Bremerton, WA14740	35	BelowBelow Average	—	12	7	53	20	99	19	Stable↑	Balanced—	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price12 Permits7 Per Cap53 Afford20 Employ99 Migr19 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
247	Riverside, CA40140	35	BelowBelow Average	—	25	29	33	81	35	7	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price25 Permits29 Per Cap33 Afford81 Employ35 Migr7 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
247	Hattiesburg, MS25620	35	BelowBelow Average	—	33	10	1	68	43	53	Stable↓	Balanced—	High	Recovery	—	—	—	Con	—	›
Structural Drivers Price33 Permits10 Per Cap1 Afford68 Employ43 Migr53 LiqStable↓ ValBalanced— DivergHigh CycleRecovery Full metro detail →
247	Slidell, LA43640	35	BelowBelow Average	—	37	69	50	4	22	28	—	—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price37 Permits69 Per Cap50 Afford4 Employ22 Migr28 CycleExpansion Full metro detail →
247	Oxnard, CA37100	35	BelowBelow Average	—	1	51	15	15	79	51	Stable↑	Balanced—	—	Expansion	—	—	—	Div	—	›
Structural Drivers Price1 Permits51 Per Cap15 Afford15 Employ79 Migr51 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
254	Dover, DE20100	34	BelowBelow Average	—	0	53	76	10	32	30	Stable↑	Balanced↓	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price0 Permits53 Per Cap76 Afford10 Employ32 Migr30 LiqStable↑ ValBalanced↓ CycleExpansion Full metro detail →
254	Florence, AL22520	34	BelowBelow Average	—	69	6	14	50	17	48	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price69 Permits6 Per Cap14 Afford50 Employ17 Migr48 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
256	Allentown, PA-NJ10900	32	BelowBelow Average	—	64	45	25	17	18	21	Stable↑	Balanced—	High	Expansion	—	—	—	Mod	—	›
Structural Drivers Price64 Permits45 Per Cap25 Afford17 Employ18 Migr21 LiqStable↑ ValBalanced— DivergHigh CycleExpansion Full metro detail →
256	Charlotte, NC-SC16740	32	BelowBelow Average	—	22	22	77	53	12	5	Watch—	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price22 Permits22 Per Cap77 Afford53 Employ12 Migr5 LiqWatch— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
258	Raleigh, NC39580	31	BelowBelow Average	—	20	53	96	5	5	6	Stable↑	Balanced—	Moderate	Expansion	—	—	—	Div	—	›
Structural Drivers Price20 Permits53 Per Cap96 Afford5 Employ5 Migr6 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
258	Sacramento, CA40900	31	BelowBelow Average	—	15	57	54	19	35	8	Stable↑	Balanced—	Moderate	Expansion	—	—	—	Mod	—	›
Structural Drivers Price15 Permits57 Per Cap54 Afford19 Employ35 Migr8 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
258	Jefferson City, MO27620	31	BelowBelow Average	—	29	40	10	38	11	56	Stress↓	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price29 Permits40 Per Cap10 Afford38 Employ11 Migr56 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
261	Little Rock, AR30780	30	BelowBelow Average	—	29	19	44	21	24	45	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price29 Permits19 Per Cap44 Afford21 Employ24 Migr45 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
261	San Antonio, TX41700	30	BelowBelow Average	—	6	17	47	56	47	6	Stable—	Balanced—	Low	Expansion	—	—	—	Con	—	›
Structural Drivers Price6 Permits17 Per Cap47 Afford56 Employ47 Migr6 LiqStable— ValBalanced— DivergLow CycleExpansion Full metro detail →
263	Lancaster, PA29540	29	BelowBelow Average	—	86	5	18	24	6	37	Stable—	Balanced—	—	Expansion	—	—	—	Div	—	›
Structural Drivers Price86 Permits5 Per Cap18 Afford24 Employ6 Migr37 LiqStable— ValBalanced— CycleExpansion Full metro detail →
263	Kahului, HI27980	29	BelowBelow Average	—	10	3	44	38	11	67	Stable↓	Balanced—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price10 Permits3 Per Cap44 Afford38 Employ11 Migr67 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
263	Lexington Park, MD30500	29	BelowBelow Average	—	21	6	11	0	99	36	—	—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price21 Permits6 Per Cap11 Afford0 Employ99 Migr36 CycleExpansion Full metro detail →
266	York, PA49620	28	BelowBelow Average	—	75	7	28	10	22	24	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price75 Permits7 Per Cap28 Afford10 Employ22 Migr24 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
266	Waterbury, CT47930	28	BelowBelow Average	—	54	17	6	13	39	42	—	—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price54 Permits17 Per Cap6 Afford13 Employ39 Migr42 CycleExpansion Full metro detail →
268	Chambersburg, PA16540	26	BelowBelow Average	—	10	18	60	25	1	43	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price10 Permits18 Per Cap60 Afford25 Employ1 Migr43 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
268	Stockton, CA44700	26	BelowBelow Average	—	2	16	37	16	76	9	Stable↓	Balanced—	—	Recovery	—	—	—	Div	—	›
Structural Drivers Price2 Permits16 Per Cap37 Afford16 Employ76 Migr9 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
268	Redding, CA39820	26	BelowBelow Average	—	79	1	3	44	1	31	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price79 Permits1 Per Cap3 Afford44 Employ1 Migr31 LiqStable— ValBalanced— CycleExpansion Full metro detail →
271	Bridgeport, CT14860	24	BelowBelow Average	—	83	3	20	1	22	13	Stable↑	Balanced—	—	Expansion	—	—	—	Div	—	›
Structural Drivers Price83 Permits3 Per Cap20 Afford1 Employ22 Migr13 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
272	Monroe, MI33780	22	BelowBelow Average	—	5	28	9	6	37	45	Stable↓	Balanced↓	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price5 Permits28 Per Cap9 Afford6 Employ37 Migr45 LiqStable↓ ValBalanced↓ CycleRecovery Full metro detail →
273	Vallejo, CA46700	21	BelowBelow Average	—	8	11	11	16	56	25	Stable↓	Balanced—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price8 Permits11 Per Cap11 Afford16 Employ56 Migr25 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →

48 of 273 metros shown