US Metro Real Estate Intelligence
Rankings/Vineland, NJ

Vineland, NJ

NeutralTier 1CBSA 47220Compare
Risk Rank: #212 of 287Month: 2025-12Score change (12m): -14
42score
Composite risk percentile vs 287 metros (higher = higher risk)

Executive Summary

Vineland's housing market shows average risk, ranking 212th of 287 metros. The market has been in Expansion for 64 months. Inventory is growing moderately (+14% YoY) with stable liquidity. Broad-based growth with healthy fundamentals.

Vineland has maintained relatively stable market conditions throughout the observation period, currently in Expansion.

Inventory is growing at a moderate +14% pace with homes taking -12% longer to sell — within normal ranges.

Rent growth is roughly keeping pace with price appreciation, suggesting valuations are not stretched.

Cycle Phase

RecoveryExpansionHypersupplyRecession
64 months in current phase·from Expansion

Normal growth conditions with balanced fundamentals

2019202020212022202320242025

Key Dynamics

Risk is primarily driven by affordability and price momentum, while permits per capita provides the most support.

Top Drivers

Affordabilityp63
Mortgage payment / income
Price Momentump60
12-month HPI change
Migrationp53
Net AGI migration (risk inverted)

Market Signals

Inventory is growing at a moderate +14% pace with homes taking -12% longer to sell — within normal ranges.

Liquidity

Stable
Active Listings YoY
+13.9%p63
Days on Market YoY
-11.9%p26
Months in status1
Data through Dec 2025

Valuation

Balanced
Rent vs. Price Growth
-0.6%p55
Months in status1
Data through Dec 2025Rent growth vs price growth (rent support). Note: Affordability and Valuation measure different structural dimensions and can diverge.
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumNeutral
+3.5%p60

12-month HPI change — higher = overheating

Permit GrowthNeutral
-1.9%p50

YoY permit change — higher = supply pressure

Permits per CapitaLow Risk
1.36p9

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityElevated
0.29p63

Mortgage payment / income — higher = more burdened

EmploymentLow Risk
+1.3%p14

12-month employment change (risk inverted)

MigrationNeutral
+$3Kp53

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable

Normal expansion. Credit is available, transactions are healthy — no constraints on current growth momentum.

Bank Lending Standards
-5.7Normal
Rate Change (YoY)
-74 bpsNormal
Mortgage Risk Premium
+191 bpsElevated
Stable for 8 quartersData through 2026-Q1

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.92High
Completion-Permit Divergence
+1.9 ppNormal
Accumulating for 4 quartersData through 2026-Q1
Local Signals

Metro Permit Activity

Permit Activity

Elevated
YoY Permit Growth
-1.9%Above norm

Raw signal — not the composite percentile

Relative to 2016–2019 norms for this metro

Based on limited permit volume

Above-normal building activity with healthy demand. Balanced expansion — the market is absorbing new supply without stress.

Employment Concentration

Employment

Moderate
Largest SectorHealth Care 19.8%
QCEW 2024 annual averages
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2025-1155
2025-0956
2025-0645
2025-0357
2024-1256
2024-0960
2024-0664
2024-0364
2023-1269
2023-0965
2023-0664
2023-0360
2022-1258
2022-0955
2022-0643
2022-0356
2021-1254
2021-0957
2021-0650
2021-0356
2020-1259
2020-0951
2020-0851
2020-0649
2020-0342
2019-1254
2019-0960
2019-0659
2019-0348
2019-0145
Data Vintages
Price (HPI)2025-Q4
Permits2026-01
Income2024
Employment2025-12
Migration2023