US Metro Real Estate Intelligence
Rankings/Bridgeport-Stamford-Danbury, CT

Bridgeport-Stamford-Danbury, CT

NeutralTier 1CBSA 14860Compare
Risk Rank: #108 of 287Month: 2025-12Score change (12m): +9
53score
Composite risk percentile vs 287 metros (higher = higher risk)

Cycle Phase

Bridgeport has maintained relatively stable market conditions throughout the observation period, currently in Expansion.

Recovery
Expansion
Hypersupply
Recession
In Expansion for 48 months·Previously: Expansion

Normal growth conditions with balanced fundamentals

Exp2022202320242025
Recovery
Expansion
Hypersupply
Recession

Bridgeport's housing market shows average risk, ranking 108th of 287 metros. The market has been in Expansion for 48 months. Current conditions are balanced with stable liquidity.

Executive Summary

Risk is Neutral, driven primarily by permit growth and price momentum. The market is in Expansion phase. Liquidity is stable and valuation is balanced.

Top Risk Drivers (This Month)

Permit Growth
p98 (highest risk decile)
YoY permit change
Price Momentum
p93 (highest risk decile)
12-month HPI change
Employment
p66 (moderate)
12-month employment change (risk inverted)

Market Signals

Inventory is roughly flat (+0% YoY) with homes selling at a normal pace — a balanced market.

Liquidity

Stable
Active Listings YoY
+0.1%p49
Days on Market YoY
-4.6%p38
Months in status1
Data through Dec 2025

Valuation

Balanced
Rent vs. Price Growth
-2.5%p28
Months in status19
Data through Dec 2025Rent growth vs price growth (rent support). Note: Affordability and Valuation measure different structural dimensions and can diverge.
Factor Details

Factor Breakdown

Price Momentum93

12-month HPI change — higher = overheating

Permit Growth98

YoY permit change — higher = supply pressure

Permits per Capita47

Permits per 1,000 residents — higher = overbuilding risk

Affordability1

Mortgage payment / income — higher = more burdened

Employment66

12-month employment change (risk inverted)

Migration12

Net AGI migration (risk inverted)

Underlying Values

MetricValuePctile
Price Momentum+5.9%p93
Permit Growth+90.0%p98
Permits/1K Pop3.64p47
Affordability0.17p1
Employment-0.1%p66
Net AGI Migration+$362Kp12
National ContextDoes not affect score

Credit Conditions

Credit Regime

Stable

Normal expansion. Credit is available, transactions are healthy — no constraints on current growth momentum.

Bank Lending Standards
-5.7Normal
Rate Change (YoY)
-74 bpsNormal
Mortgage Risk Premium
+189 bpsElevated
Stable for 8 quartersData through 2026-Q1

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.91High
Completion-Permit Divergence
-3.2 ppNormal
Accumulating for 3 quartersData through 2025-Q4
Local SignalsDoes not affect score

Metro Permit Activity

Permit Activity

Surge
YoY Permit Growth
+90.0%Far above norm

Raw signal — not the composite percentile

Relative to 2016–2019 norms for this metro

Permit activity is surging and demand is absorbing it. Both sides of the market are running hot — monitor for overheating if liquidity shifts.

Liquidity

Liquidity

Stable
Active Listings YoY+0.1%
Days on Market YoY-4.6%
AssessmentBalanced conditions
Stable for 1 monthData through Dec 2025
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2025-1142
2025-0941
2025-0643
2025-0337
2024-1244
2024-0944
2024-0642
2024-0343
2023-1241
2023-0937
2023-0637
2023-0332
2022-1235
2022-0933
2022-0632
2022-0327
2022-0128
Data Vintages
Price (HPI)2025-Q3
Permits2025-12
Income2024
Employment2025-12
Migration2022