US Metro Real Estate Intelligence
Rankings/Bridgeport-Stamford-Danbury, CT

Bridgeport-Stamford-Danbury, CT

NeutralTier 1CBSA 14860Compare
Risk Rank: #103 of 287Month: 2025-12Score change (12m): +9
53score
Composite risk percentile vs 287 metros (higher = higher risk)

Executive Summary

Bridgeport's housing market shows average risk, ranking 103rd of 287 metros. The market has been in Expansion for 48 months. Current conditions are balanced with stable liquidity. Broad-based growth with healthy fundamentals. Valuations are also showing some stretch.

Bridgeport has maintained relatively stable market conditions throughout the observation period, currently in Expansion.

Inventory is roughly flat (+0% YoY) with homes selling at a normal pace — a balanced market.

Home prices are outpacing rents (-3.5% rent-price ratio change), indicating some valuation compression.

Cycle Phase

RecoveryExpansionHypersupplyRecession
48 months in current phase·from Expansion

Normal growth conditions with balanced fundamentals

2022202320242025

Key Dynamics

Risk is primarily driven by permit growth and price momentum, while affordability provides the most support.

Top Drivers

Permit Growthp97
YoY permit change
Price Momentump96
12-month HPI change
Employmentp66
12-month employment change (risk inverted)

Market Signals

Inventory is roughly flat (+0% YoY) with homes selling at a normal pace — a balanced market.

Liquidity

Stable
Active Listings YoY
+0.1%p49
Days on Market YoY
-4.6%p38
Months in status1
Data through Dec 2025

Valuation

Compressed
Rent vs. Price Growth
-3.5%p19
Months in status1
Data through Dec 2025Rent growth vs price growth (rent support). Note: Affordability and Valuation measure different structural dimensions and can diverge.
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumHigh Risk
+7.0%p96

12-month HPI change — higher = overheating

Permit GrowthHigh Risk
+90.0%p97

YoY permit change — higher = supply pressure

Permits per CapitaNeutral
3.64p46

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityLow Risk
0.18p1

Mortgage payment / income — higher = more burdened

EmploymentElevated
-0.1%p66

12-month employment change (risk inverted)

MigrationLow Risk
+$362Kp11

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable

Normal expansion. Credit is available, transactions are healthy — no constraints on current growth momentum.

Bank Lending Standards
-5.7Normal
Rate Change (YoY)
-76 bpsNormal
Mortgage Risk Premium
+191 bpsElevated
Stable for 8 quartersData through 2026-Q1

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.92High
Completion-Permit Divergence
+1.9 ppNormal
Accumulating for 4 quartersData through 2026-Q1
Local Signals

Metro Permit Activity

Permit Activity

Surge
YoY Permit Growth
+90.0%Far above norm

Raw signal — not the composite percentile

Relative to 2016–2019 norms for this metro

Permit activity is surging and demand is absorbing it. Both sides of the market are running hot — monitor for overheating if liquidity shifts.

Employment Concentration

Employment

Diversified
Largest SectorHealth Care 17.8%
QCEW 2024 annual averages
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2025-1142
2025-0941
2025-0643
2025-0337
2024-1244
2024-0944
2024-0642
2024-0343
2023-1241
2023-0937
2023-0637
2023-0332
2022-1235
2022-0933
2022-0632
2022-0327
2022-0128
Data Vintages
Price (HPI)2025-Q4
Permits2025-12
Income2024
Employment2025-12
Migration2022