U.S. Metro Housing Market Rankings

August 2026 · 273 metros scored

Each metro scores 0–100 for housing cycle risk, derived from six public-data factors ranked against peers. How it works →

47 of 273metros

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Permits

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Core Risk					Structural Drivers						Market Signals		Cycle		Context
#↑	Metro	Score	Risk Band	Chg	Price	Permits	Per Cap	Afford	Employ	Migr	Liquidity	Valuation	Diverg.	Cycle	Yield	S/L	Cuts	Emp	Value
1	Blacksburg, VA13980	78	ElevatedElevated	—	75	94	48	83	96	70	Stress↑	Balanced↓	Moderate	Recession	—	—	—	—	—	›
Structural Drivers Price75 Permits94 Per Cap48 Afford83 Employ96 Migr70 LiqStress↑ ValBalanced↓ DivergModerate CycleRecession Full metro detail →
2	Coeur d'Alene, ID17660	76	ElevatedElevated	—	82	75	93	96	93	19	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price82 Permits75 Per Cap93 Afford96 Employ93 Migr19 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
2	College Station, TX17780	76	ElevatedElevated	—	91	95	96	97	13	61	Watch—	Compressed↑	Moderate	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price91 Permits95 Per Cap96 Afford97 Employ13 Migr61 LiqWatch— ValCompressed↑ DivergModerate CycleHypersupply Full metro detail →
4	Jacksonville, NC27340	75	ElevatedElevated	—	65	92	90	75	92	34	Stable↑	Balanced—	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price65 Permits92 Per Cap90 Afford75 Employ92 Migr34 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
5	Abilene, TX10180	74	ElevatedElevated	—	100	98	92	93	16	47	Stable↑	Balanced↑	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price100 Permits98 Per Cap92 Afford93 Employ16 Migr47 LiqStable↑ ValBalanced↑ CycleExpansion Full metro detail →
6	Champaign, IL16580	72	ElevatedElevated	—	63	100	84	43	53	90	Stress↓	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price63 Permits100 Per Cap84 Afford43 Employ53 Migr90 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
6	Syracuse, NY45060	72	ElevatedElevated	—	80	100	49	33	81	91	Watch↑	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price80 Permits100 Per Cap49 Afford33 Employ81 Migr91 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
8	Madison, WI31540	71	ElevatedElevated	—	79	60	88	23	92	86	Stable↓	Balanced—	Moderate	Recovery	—	—	—	Mod	—	›
Structural Drivers Price79 Permits60 Per Cap88 Afford23 Employ92 Migr86 LiqStable↓ ValBalanced— DivergModerate CycleRecovery Full metro detail →
8	Pensacola, FL37860	71	ElevatedElevated	—	83	74	78	85	73	32	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price83 Permits74 Per Cap78 Afford85 Employ73 Migr32 LiqStable— ValBalanced— CycleExpansion Full metro detail →
10	Brownsville, TX15180	70	ElevatedElevated	—	31	67	66	88	86	79	Stable↓	Balanced—	—	Recovery	—	—	—	Con	—	›
Structural Drivers Price31 Permits67 Per Cap66 Afford88 Employ86 Migr79 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
10	Appleton, WI11540	70	ElevatedElevated	—	78	97	69	20	71	84	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price78 Permits97 Per Cap69 Afford20 Employ71 Migr84 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
12	Medford, OR32780	68	ElevatedElevated	—	87	69	53	79	85	35	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price87 Permits69 Per Cap53 Afford79 Employ85 Migr35 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
12	Iowa City, IA26980	68	ElevatedElevated	—	62	88	83	7	80	86	Stable↓	Balanced↓	—	Recovery	—	—	—	Con	—	›
Structural Drivers Price62 Permits88 Per Cap83 Afford7 Employ80 Migr86 LiqStable↓ ValBalanced↓ CycleRecovery Full metro detail →
12	South Bend, IN-MI43780	68	ElevatedElevated	—	95	93	38	75	36	74	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price95 Permits93 Per Cap38 Afford75 Employ36 Migr74 LiqStable— ValBalanced— CycleExpansion Full metro detail →
15	Crestview, FL18880	67	ElevatedElevated	—	96	57	94	81	52	24	Stable↓	Balanced—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price96 Permits57 Per Cap94 Afford81 Employ52 Migr24 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
15	Rochester, NY40380	67	ElevatedElevated	—	96	83	13	22	96	94	Stable↓	Balanced—	Moderate	Recovery	—	—	—	Mod	—	›
Structural Drivers Price96 Permits83 Per Cap13 Afford22 Employ96 Migr94 LiqStable↓ ValBalanced— DivergModerate CycleRecovery Full metro detail →
17	Sebastian, FL42680	66	ElevatedElevated	—	92	99	30	86	71	17	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price92 Permits99 Per Cap30 Afford86 Employ71 Migr17 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
17	Homosassa Springs, FL26140	66	ElevatedElevated	—	68	31	95	100	81	20	Stable↓	Balanced—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price68 Permits31 Per Cap95 Afford100 Employ81 Migr20 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
17	Atlantic City, NJ12100	66	ElevatedElevated	—	90	31	50	93	100	33	Stable—	Balanced↓	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price90 Permits31 Per Cap50 Afford93 Employ100 Migr33 LiqStable— ValBalanced↓ CycleExpansion Full metro detail →
17	Grand Junction, CO24300	66	ElevatedElevated	—	98	37	62	96	78	25	Watch↑	Compressed—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price98 Permits37 Per Cap62 Afford96 Employ78 Migr25 LiqWatch↑ ValCompressed— CycleHypersupply Full metro detail →
17	Oshkosh, WI36780	66	ElevatedElevated	—	46	95	70	50	77	57	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price46 Permits95 Per Cap70 Afford50 Employ77 Migr57 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
17	Tallahassee, FL45220	66	ElevatedElevated	—	83	52	73	78	19	92	Stable↑	Balanced—	Moderate	Expansion	—	—	—	Con	—	›
Structural Drivers Price83 Permits52 Per Cap73 Afford78 Employ19 Migr92 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
23	Asheville, NC11700	65	ElevatedElevated	—	54	91	93	99	38	13	Stable↓	Balanced—	Moderate	Recovery	—	—	—	Mod	—	›
Structural Drivers Price54 Permits91 Per Cap93 Afford99 Employ38 Migr13 LiqStable↓ ValBalanced— DivergModerate CycleRecovery Full metro detail →
23	Hickory, NC25860	65	ElevatedElevated	—	23	76	88	81	91	29	Watch↑	Balanced—	Moderate	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price23 Permits76 Per Cap88 Afford81 Employ91 Migr29 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
25	Gainesville, FL23540	64	ElevatedElevated	—	1	86	76	97	45	77	Stable—	Balanced↓	High	Expansion	—	—	—	Con	—	›
Structural Drivers Price1 Permits86 Per Cap76 Afford97 Employ45 Migr77 LiqStable— ValBalanced↓ DivergHigh CycleExpansion Full metro detail →
25	Greensboro, NC24660	64	ElevatedElevated	—	77	80	67	47	28	82	Stress↑	Balanced—	High	Recession	—	—	—	Div	—	›
Structural Drivers Price77 Permits80 Per Cap67 Afford47 Employ28 Migr82 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
27	Virginia Beach, VA-NC47260	63	ElevatedElevated	—	56	70	35	46	82	87	Stable↑	Balanced—	Low	Expansion	—	—	—	—	—	›
Structural Drivers Price56 Permits70 Per Cap35 Afford46 Employ82 Migr87 LiqStable↑ ValBalanced— DivergLow CycleExpansion Full metro detail →
27	Logan, UT-ID30860	63	ElevatedElevated	—	19	77	89	76	64	55	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price19 Permits77 Per Cap89 Afford76 Employ64 Migr55 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
27	Shreveport, LA43340	63	ElevatedElevated	—	97	72	35	38	55	82	Stable—	Balanced—	Moderate	Expansion	—	—	—	Mod	—	›
Structural Drivers Price97 Permits72 Per Cap35 Afford38 Employ55 Migr82 LiqStable— ValBalanced— DivergModerate CycleExpansion Full metro detail →
27	Duluth, MN-WI20260	63	ElevatedElevated	—	40	88	33	97	73	46	Watch↑	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price40 Permits88 Per Cap33 Afford97 Employ73 Migr46 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
27	Racine, WI39540	63	ElevatedElevated	—	97	88	42	31	84	37	Stable↑	Balanced↓	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price97 Permits88 Per Cap42 Afford31 Employ84 Migr37 LiqStable↑ ValBalanced↓ CycleExpansion Full metro detail →
27	Rochester, MN40340	63	ElevatedElevated	—	37	99	82	12	64	84	Stress↑	Balanced—	Low	Recession	—	—	—	Con	—	›
Structural Drivers Price37 Permits99 Per Cap82 Afford12 Employ64 Migr84 LiqStress↑ ValBalanced— DivergLow CycleRecession Full metro detail →
27	Valdosta, GA46660	63	ElevatedElevated	—	100	44	68	70	46	51	Stress↓	Compressed↓	—	Hypersupply	—	—	—	—	—	›
Structural Drivers Price100 Permits44 Per Cap68 Afford70 Employ46 Migr51 LiqStress↓ ValCompressed↓ CycleHypersupply Full metro detail →
34	Eugene, OR21660	62	ElevatedElevated	—	53	76	45	87	76	35	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price53 Permits76 Per Cap45 Afford87 Employ76 Migr35 LiqStable— ValBalanced— CycleExpansion Full metro detail →
34	Waterloo, IA47940	62	ElevatedElevated	—	74	56	29	47	99	66	Stable↑	Balanced—	High	Expansion	—	—	—	Con	—	›
Structural Drivers Price74 Permits56 Per Cap29 Afford47 Employ99 Migr66 LiqStable↑ ValBalanced— DivergHigh CycleExpansion Full metro detail →
34	Auburn, AL12220	62	ElevatedElevated	—	84	90	97	62	3	38	Stress↑	Balanced—	—	Recession	—	—	—	—	—	›
Structural Drivers Price84 Permits90 Per Cap97 Afford62 Employ3 Migr38 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
34	Portland, OR-WA38900	62	ElevatedElevated	—	38	54	45	40	97	99	Stable↑	—	Moderate	Expansion	—	—	—	Mod	—	›
Structural Drivers Price38 Permits54 Per Cap45 Afford40 Employ97 Migr99 LiqStable↑ DivergModerate CycleExpansion Full metro detail →
34	Gainesville, GA23580	62	ElevatedElevated	—	50	76	86	53	85	22	Stable↓	—	—	Recovery	—	—	—	Mod	—	›
Structural Drivers Price50 Permits76 Per Cap86 Afford53 Employ85 Migr22 LiqStable↓ CycleRecovery Full metro detail →
34	Odessa, TX36220	62	ElevatedElevated	—	45	90	79	68	10	77	Stress↓	Compressed↓	—	Hypersupply	—	—	—	Div	—	›
Structural Drivers Price45 Permits90 Per Cap79 Afford68 Employ10 Migr77 LiqStress↓ ValCompressed↓ CycleHypersupply Full metro detail →
40	Idaho Falls, ID26820	61	ElevatedElevated	—	66	8	89	71	93	40	Stable↑	Balanced—	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price66 Permits8 Per Cap89 Afford71 Employ93 Migr40 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
40	Lansing, MI29620	61	ElevatedElevated	—	70	83	17	18	89	90	Watch↑	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price70 Permits83 Per Cap17 Afford18 Employ89 Migr90 LiqWatch↑ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
40	Roanoke, VA40220	61	ElevatedElevated	—	51	90	46	48	64	69	Stress↑	Balanced—	High	Recession	—	—	—	—	—	›
Structural Drivers Price51 Permits90 Per Cap46 Afford48 Employ64 Migr69 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
40	Lexington, KY30460	61	ElevatedElevated	—	79	41	53	72	31	89	Stable↑	Balanced—	Moderate	Expansion	—	—	—	Con	—	›
Structural Drivers Price79 Permits41 Per Cap53 Afford72 Employ31 Migr89 LiqStable↑ ValBalanced— DivergModerate CycleExpansion Full metro detail →
40	Billings, MT13740	61	ElevatedElevated	—	64	20	65	77	98	43	Stable↑	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price64 Permits20 Per Cap65 Afford77 Employ98 Migr43 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
40	Greenville, NC24780	61	ElevatedElevated	—	10	84	91	56	49	74	Stable↓	Balanced—	—	Recovery	—	—	—	Con	—	›
Structural Drivers Price10 Permits84 Per Cap91 Afford56 Employ49 Migr74 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
40	Daphne, AL19300	61	ElevatedElevated	—	97	48	97	65	42	18	Stable—	Balanced—	—	Expansion	—	—	—	Mod	—	›
Structural Drivers Price97 Permits48 Per Cap97 Afford65 Employ42 Migr18 LiqStable— ValBalanced— CycleExpansion Full metro detail →
40	Hanford, CA25260	61	ElevatedElevated	—	53	59	63	46	86	60	Stable↑	Balanced—	—	Expansion	—	—	—	Con	—	›
Structural Drivers Price53 Permits59 Per Cap63 Afford46 Employ86 Migr60 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →

47 of 273 metros shown