U.S. Metro Housing Market Rankings

2025-12 · 287 metros scored

Use this table to compare metro risk levels, cycle position, and liquidity conditions.

Market Signals (281 metros)Liquidity:164 Stable55 Watch59 Stress|Valuation:258 Balanced18 Compressed0 Extreme

Cycle Phase (281 metros)

120 Recovery72 Expansion67 Hypersupply28 Recession

Risk

Cycle

Momentum

Liquidity

Valuation

Permits

Tap a row to expand details

Core Risk					Structural Drivers						Market Signals		Cycle
#↑	Metro	Score	Risk Band	Chg	Price	Permits	Per Cap	Afford	Employ	Migr	Liquidity	Valuation	Diverg.	Cycle
1	Gainesville, FL23540	78	ElevatedElevated	▲ 16	47	87	70	98	92	75	Stable↓	Balanced—	Moderate	Recovery	›
Structural Drivers Price47 Permits87 Per Cap70 Afford98 Employ92 Migr75 LiqStable↓ ValBalanced— DivergModerate CycleRecovery Full metro detail →
2	Champaign, IL16580	76	ElevatedElevated	▲ 10	100	92	48	50	82	87	Stress↑	Balanced—	Moderate	Recession	›
Structural Drivers Price100 Permits92 Per Cap48 Afford50 Employ82 Migr87 LiqStress↑ ValBalanced— DivergModerate CycleRecession Full metro detail →
3	Tallahassee, FL45220	73	ElevatedElevated	▲ 7	51	75	78	76	75	83	Watch—	Balanced—	High	Hypersupply	›
Structural Drivers Price51 Permits75 Per Cap78 Afford76 Employ75 Migr83 LiqWatch— ValBalanced— DivergHigh CycleHypersupply Full metro detail →
4	Lafayette, IN29200	71	ElevatedElevated	▲ 19	29	100	99	31	87	80	Stress↓	Balanced↓	High	Hypersupply	›
Structural Drivers Price29 Permits100 Per Cap99 Afford31 Employ87 Migr80 LiqStress↓ ValBalanced↓ DivergHigh CycleHypersupply Full metro detail →
4	Blacksburg, VA13980	71	ElevatedElevated	▲ 4	87	56	33	80	97	71	Watch↑	Balanced↑	Moderate	Hypersupply	›
Structural Drivers Price87 Permits56 Per Cap33 Afford80 Employ97 Migr71 LiqWatch↑ ValBalanced↑ DivergModerate CycleHypersupply Full metro detail →
6	Panama City, FL37460	70	ElevatedElevated	▼ 9	96	25	93	84	95	30	Stable—	Compressed—	—	Expansion	›
Structural Drivers Price96 Permits25 Per Cap93 Afford84 Employ95 Migr30 LiqStable— ValCompressed— CycleExpansion Full metro detail →
6	Savannah, GA42340	70	ElevatedElevated	0	64	89	96	91	56	24	Stress↓	Balanced↓	Moderate	Hypersupply	›
Structural Drivers Price64 Permits89 Per Cap96 Afford91 Employ56 Migr24 LiqStress↓ ValBalanced↓ DivergModerate CycleHypersupply Full metro detail →
8	Chambersburg, PA16540	69	ElevatedElevated	▲ 15	96	88	71	28	84	45	Stable↓	Compressed—	—	Recovery	›
Structural Drivers Price96 Permits88 Per Cap71 Afford28 Employ84 Migr45 LiqStable↓ ValCompressed— CycleRecovery Full metro detail →
8	Bangor, ME12620	69	ElevatedElevated	▲ 1	75	66	38	86	94	56	Stress↑	Balanced—	—	Recession	›
Structural Drivers Price75 Permits66 Per Cap38 Afford86 Employ94 Migr56 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
10	Syracuse, NY45060	68	ElevatedElevated	▲ 11	98	99	42	33	45	88	Stable↓	Compressed—	High	Recovery	›
Structural Drivers Price98 Permits99 Per Cap42 Afford33 Employ45 Migr88 LiqStable↓ ValCompressed— DivergHigh CycleRecovery Full metro detail →
10	Visalia, CA47300	68	ElevatedElevated	▲ 8	58	85	49	71	79	64	Stress↓	Balanced↑	—	Hypersupply	›
Structural Drivers Price58 Permits85 Per Cap49 Afford71 Employ79 Migr64 LiqStress↓ ValBalanced↑ CycleHypersupply Full metro detail →
12	Homosassa Springs, FL26140	67	ElevatedElevated	▼ 3	55	36	97	100	87	25	Stress↓	Balanced—	—	Hypersupply	›
Structural Drivers Price55 Permits36 Per Cap97 Afford100 Employ87 Migr25 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
12	Bremerton, WA14740	67	ElevatedElevated	▲ 20	88	92	73	27	99	21	Stable↑	Balanced—	—	Expansion	›
Structural Drivers Price88 Permits92 Per Cap73 Afford27 Employ99 Migr21 LiqStable↑ ValBalanced— CycleExpansion Full metro detail →
12	Eau Claire, WI20740	67	ElevatedElevated	▲ 4	82	50	64	81	73	50	Stable↓	Balanced—	—	Recovery	›
Structural Drivers Price82 Permits50 Per Cap64 Afford81 Employ73 Migr50 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
12	Waco, TX47380	67	ElevatedElevated	▲ 19	56	91	58	93	66	38	Stress↓	Balanced—	Moderate	Hypersupply	›
Structural Drivers Price56 Permits91 Per Cap58 Afford93 Employ66 Migr38 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
16	Elkhart, IN21140	66	ElevatedElevated	▲ 4	91	90	34	37	81	60	Stable↓	Balanced—	—	Recovery	›
Structural Drivers Price91 Permits90 Per Cap34 Afford37 Employ81 Migr60 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
16	Olympia, WA36500	66	ElevatedElevated	▲ 20	82	91	67	29	98	27	Stress↑	Balanced—	—	Recession	›
Structural Drivers Price82 Permits91 Per Cap67 Afford29 Employ98 Migr27 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
16	Appleton, WI11540	66	ElevatedElevated	▲ 17	91	97	59	19	74	58	Stress↑	Balanced—	—	Recession	›
Structural Drivers Price91 Permits97 Per Cap59 Afford19 Employ74 Migr58 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
19	Clarksville, TN-KY17300	64	ElevatedElevated	▲ 6	88	60	88	75	45	27	Stable↓	Compressed—	Moderate	Recovery	›
Structural Drivers Price88 Permits60 Per Cap88 Afford75 Employ45 Migr27 LiqStable↓ ValCompressed— DivergModerate CycleRecovery Full metro detail →
19	Hickory, NC25860	64	ElevatedElevated	▲ 4	32	70	86	83	76	34	Watch↓	Balanced↑	High	Recovery	›
Structural Drivers Price32 Permits70 Per Cap86 Afford83 Employ76 Migr34 LiqWatch↓ ValBalanced↑ DivergHigh CycleRecovery Full metro detail →
19	Gulfport, MS25060	64	ElevatedElevated	▲ 5	68	72	85	65	54	38	Stable↑	Balanced—	High	Expansion	›
Structural Drivers Price68 Permits72 Per Cap85 Afford65 Employ54 Migr38 LiqStable↑ ValBalanced— DivergHigh CycleExpansion Full metro detail →
19	Lincoln, NE30700	64	ElevatedElevated	▲ 10	67	79	77	39	58	66	Stress↑	Balanced—	—	Recession	›
Structural Drivers Price67 Permits79 Per Cap77 Afford39 Employ58 Migr66 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
19	Logan, UT-ID30860	64	ElevatedElevated	▲ 1	57	66	81	80	49	49	Stable↓	Balanced—	—	Recovery	›
Structural Drivers Price57 Permits66 Per Cap81 Afford80 Employ49 Migr49 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
19	Los Angeles, CA31080	64	ElevatedElevated	▲ 7	49	57	22	92	66	99	Stable↓	Balanced—	—	Recovery	›
Structural Drivers Price49 Permits57 Per Cap22 Afford92 Employ66 Migr99 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
19	Portland, ME38860	64	ElevatedElevated	▲ 4	60	67	68	82	95	15	Watch↑	Balanced—	Moderate	Hypersupply	›
Structural Drivers Price60 Permits67 Per Cap68 Afford82 Employ95 Migr15 LiqWatch↑ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
19	Bowling Green, KY14540	64	ElevatedElevated	▼ 6	51	65	84	53	75	54	Stable—	Balanced—	—	Expansion	›
Structural Drivers Price51 Permits65 Per Cap84 Afford53 Employ75 Migr54 LiqStable— ValBalanced— CycleExpansion Full metro detail →
19	Madison, WI31540	64	ElevatedElevated	▲ 1	58	81	93	20	45	89	Stress—	Balanced—	High	Hypersupply	›
Structural Drivers Price58 Permits81 Per Cap93 Afford20 Employ45 Migr89 LiqStress— ValBalanced— DivergHigh CycleHypersupply Full metro detail →
28	La Crosse, WI-MN29100	63	ElevatedElevated	▼ 4	90	88	37	73	23	67	Stable↑	Compressed—	Moderate	Expansion	›
Structural Drivers Price90 Permits88 Per Cap37 Afford73 Employ23 Migr67 LiqStable↑ ValCompressed— DivergModerate CycleExpansion Full metro detail →
28	Topeka, KS45820	63	ElevatedElevated	▲ 11	61	95	33	26	99	62	Stable↓	Balanced↓	Moderate	Recovery	›
Structural Drivers Price61 Permits95 Per Cap33 Afford26 Employ99 Migr62 LiqStable↓ ValBalanced↓ DivergModerate CycleRecovery Full metro detail →
30	Jacksonville, NC27340	62	ElevatedElevated	▲ 6	30	68	72	78	92	34	Stable—	Balanced—	—	Expansion	›
Structural Drivers Price30 Permits68 Per Cap72 Afford78 Employ92 Migr34 LiqStable— ValBalanced— CycleExpansion Full metro detail →
30	Atlantic City, NJ12100	62	ElevatedElevated	▼ 6	76	44	52	89	88	26	Stable↓	Balanced↑	—	Recovery	›
Structural Drivers Price76 Permits44 Per Cap52 Afford89 Employ88 Migr26 LiqStable↓ ValBalanced↑ CycleRecovery Full metro detail →
30	Kingston, NY28740	62	ElevatedElevated	▲ 4	69	97	36	84	62	24	Stable↓	Balanced↓	—	Recovery	›
Structural Drivers Price69 Permits97 Per Cap36 Afford84 Employ62 Migr24 LiqStable↓ ValBalanced↓ CycleRecovery Full metro detail →
30	Fayetteville, NC22180	62	ElevatedElevated	▲ 11	16	77	64	40	94	84	Stable↓	Balanced—	—	Recovery	›
Structural Drivers Price16 Permits77 Per Cap64 Afford40 Employ94 Migr84 LiqStable↓ ValBalanced— CycleRecovery Full metro detail →
30	Fargo, ND-MN22020	62	ElevatedElevated	▲ 19	75	57	69	42	79	53	Stable↓	Compressed—	—	Recovery	›
Structural Drivers Price75 Permits57 Per Cap69 Afford42 Employ79 Migr53 LiqStable↓ ValCompressed— CycleRecovery Full metro detail →
30	Omaha, NE-IA36540	62	ElevatedElevated	▼ 7	66	40	74	20	87	88	Stable—	Balanced—	Moderate	Recovery	›
Structural Drivers Price66 Permits40 Per Cap74 Afford20 Employ87 Migr88 LiqStable— ValBalanced— DivergModerate CycleRecovery Full metro detail →
30	Abilene, TX10180	62	ElevatedElevated	▲ 16	21	99	73	81	50	48	Stable↓	Balanced↓	—	Recovery	›
Structural Drivers Price21 Permits99 Per Cap73 Afford81 Employ50 Migr48 LiqStable↓ ValBalanced↓ CycleRecovery Full metro detail →
37	Knoxville, TN28940	61	ElevatedElevated	▲ 8	63	86	87	92	23	16	Stress↓	Balanced—	High	Hypersupply	›
Structural Drivers Price63 Permits86 Per Cap87 Afford92 Employ23 Migr16 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
37	Houma, LA26380	61	ElevatedElevated	▲ 3	64	42	36	62	88	76	Stable—	Balanced—	—	Expansion	›
Structural Drivers Price64 Permits42 Per Cap36 Afford62 Employ88 Migr76 LiqStable— ValBalanced— CycleExpansion Full metro detail →
37	Lexington, KY30460	61	ElevatedElevated	▲ 3	71	48	55	68	38	85	Watch—	Balanced—	Moderate	Hypersupply	›
Structural Drivers Price71 Permits48 Per Cap55 Afford68 Employ38 Migr85 LiqWatch— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
37	Kansas City, MO-KS28140	61	ElevatedElevated	▼ 3	60	51	53	35	78	90	Watch↓	Balanced—	Moderate	Recovery	›
Structural Drivers Price60 Permits51 Per Cap53 Afford35 Employ78 Migr90 LiqWatch↓ ValBalanced— DivergModerate CycleRecovery Full metro detail →

40 of 287 metros shown