US Metro Real Estate Intelligence
Rankings/Idaho Falls, ID

Idaho Falls, ID

NeutralTier 1CBSA 26820Compare
Risk Rank: #176 of 287Month: 2025-12Score change (12m): -27
46score
Composite risk percentile vs 287 metros (higher = higher risk)

Executive Summary

Idaho Falls's housing market shows average risk, ranking 176th of 287 metros. The market recently entered Recovery. Inventory is growing moderately (+12% YoY) with stable liquidity. Early signs of stabilization — conditions may favor patient buyers.

Idaho Falls experienced a market correction from mid-2025 through late 2025. The market is currently recovering.

Inventory is growing at a moderate +12% pace with homes taking +11% longer to sell — within normal ranges.

Rent growth is roughly keeping pace with price appreciation, suggesting valuations are not stretched.

Cycle Phase

RecoveryExpansionHypersupplyRecession
2 months in current phase·from Recovery

Market conditions are rebuilding after a correction period

2019202020212022202320242025

Key Dynamics

Risk is primarily driven by permits per capita and affordability, while permit growth provides the most support.

Top Drivers

Permits per Capitap90
Permits per 1,000 residents
Affordabilityp66
Mortgage payment / income
Migrationp46
Net AGI migration (risk inverted)

Market Signals

Inventory is growing at a moderate +12% pace with homes taking +11% longer to sell — within normal ranges.

Liquidity

Stable
Active Listings YoY
+11.6%p61
Days on Market YoY
+10.8%p69
Months in status1
Data through Dec 2025

Valuation

Balanced
Rent vs. Price Growth
-0.1%p63
Months in status12
Data through Dec 2025Rent growth vs price growth (rent support). Note: Affordability and Valuation measure different structural dimensions and can diverge.
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumBelow Avg
+2.0%p34

12-month HPI change — higher = overheating

Permit GrowthLow Risk
-39.7%p2

YoY permit change — higher = supply pressure

Permits per CapitaHigh Risk
9.20p90

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityElevated
0.30p66

Mortgage payment / income — higher = more burdened

EmploymentNeutral
+0.5%p41

12-month employment change (risk inverted)

MigrationNeutral
+$22Kp46

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable

Healthy recovery. Credit is flowing normally and transactions are steady — conditions favor continued rebuilding.

Bank Lending Standards
-5.7Normal
Rate Change (YoY)
-76 bpsNormal
Mortgage Risk Premium
+191 bpsElevated
Stable for 8 quartersData through 2026-Q1

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.92High
Completion-Permit Divergence
+1.9 ppNormal
Accumulating for 4 quartersData through 2026-Q1
Local Signals

Metro Permit Activity

Permit Activity

Sharp Cooling
YoY Permit Growth
-39.7%Significant pullback

Raw signal — not the composite percentile

Relative to 2016–2019 norms for this metro

Significant supply pullback into healthy demand. A supply constraint is forming — pricing power is shifting to existing inventory holders.

Employment Concentration

Employment

Concentrated
Largest SectorRetail Trade 23.4%
QCEW 2024 annual averages
Internal Structure

Idaho Falls's 3 counties show moderate divergence — Bonneville County carries the most risk (Elevated) while Butte County anchors the lower end.

Moderate13.9Limited data
3 of 3 counties scored

Idaho Falls, ID shows Moderate internal divergence — some counties diverge meaningfully from the metro picture. Bonneville County contributes the most structural risk (Elevated, driven by permits per capita), while Butte County anchors the lower end (Low Risk).

Within-metro factor percentiles (0 = lowest risk, 100 = highest risk)
CountyScore
Bonneville CountyRisk Driver
75
Jefferson County
50
Butte CountyStabilizer<5%
25
Score History
MonthScore
2025-1160
2025-1054
2025-0956
2025-0858
2025-0655
2025-0559
2025-0460
2025-0256
2025-0156
2024-1174
2024-1074
2024-0963
2024-0859
2024-0658
2024-0456
2024-0356
2024-0154
2023-1251
2023-1051
2023-0953
2023-0754
2023-0555
2023-0361
2023-0257
2022-1255
2022-1058
2022-0868
2022-0768
2022-0573
2022-0372
2022-0175
2021-1173
2021-0973
2021-0873
2021-0774
2021-0573
2021-0472
2021-0267
2020-1266
2020-1066
2020-0766
2020-0564
2020-0464
2020-0365
2020-0265
2019-1264
2019-1164
2019-0964
2019-0864
2019-0664
2019-0463
2019-0263
2019-0164
Data Vintages
Price (HPI)2025-Q4
Permits2025-12
Income2024
Employment2025-12
Migration2022