U.S. Metro Housing Market Rankings

August 2026 · 273 metros scored

Each metro scores 0–100 for housing cycle risk, derived from six public-data factors ranked against peers. How it works →

37 of 273metros

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Risk

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Momentum

Liquidity

Valuation

Permits

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Core Risk					Structural Drivers						Market Signals		Cycle		Context
#↑	Metro	Score	Risk Band	Chg	Price	Permits	Per Cap	Afford	Employ	Migr	Liquidity	Valuation	Diverg.	Cycle	Yield	S/L	Cuts	Emp	Value
1	Blacksburg, VA13980	78	ElevatedElevated	—	75	94	48	83	96	70	Stress↑	Balanced↓	Moderate	Recession	—	—	—	—	—	›
Structural Drivers Price75 Permits94 Per Cap48 Afford83 Employ96 Migr70 LiqStress↑ ValBalanced↓ DivergModerate CycleRecession Full metro detail →
6	Champaign, IL16580	72	ElevatedElevated	—	63	100	84	43	53	90	Stress↓	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price63 Permits100 Per Cap84 Afford43 Employ53 Migr90 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
10	Appleton, WI11540	70	ElevatedElevated	—	78	97	69	20	71	84	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price78 Permits97 Per Cap69 Afford20 Employ71 Migr84 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
17	Oshkosh, WI36780	66	ElevatedElevated	—	46	95	70	50	77	57	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price46 Permits95 Per Cap70 Afford50 Employ77 Migr57 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
25	Greensboro, NC24660	64	ElevatedElevated	—	77	80	67	47	28	82	Stress↑	Balanced—	High	Recession	—	—	—	Div	—	›
Structural Drivers Price77 Permits80 Per Cap67 Afford47 Employ28 Migr82 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
27	Rochester, MN40340	63	ElevatedElevated	—	37	99	82	12	64	84	Stress↑	Balanced—	Low	Recession	—	—	—	Con	—	›
Structural Drivers Price37 Permits99 Per Cap82 Afford12 Employ64 Migr84 LiqStress↑ ValBalanced— DivergLow CycleRecession Full metro detail →
27	Valdosta, GA46660	63	ElevatedElevated	—	100	44	68	70	46	51	Stress↓	Compressed↓	—	Hypersupply	—	—	—	—	—	›
Structural Drivers Price100 Permits44 Per Cap68 Afford70 Employ46 Migr51 LiqStress↓ ValCompressed↓ CycleHypersupply Full metro detail →
34	Auburn, AL12220	62	ElevatedElevated	—	84	90	97	62	3	38	Stress↑	Balanced—	—	Recession	—	—	—	—	—	›
Structural Drivers Price84 Permits90 Per Cap97 Afford62 Employ3 Migr38 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
34	Odessa, TX36220	62	ElevatedElevated	—	45	90	79	68	10	77	Stress↓	Compressed↓	—	Hypersupply	—	—	—	Div	—	›
Structural Drivers Price45 Permits90 Per Cap79 Afford68 Employ10 Migr77 LiqStress↓ ValCompressed↓ CycleHypersupply Full metro detail →
40	Roanoke, VA40220	61	ElevatedElevated	—	51	90	46	48	64	69	Stress↑	Balanced—	High	Recession	—	—	—	—	—	›
Structural Drivers Price51 Permits90 Per Cap46 Afford48 Employ64 Migr69 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
54	Cincinnati, OH-KY-IN17140	59	NeutralNeutral	—	63	85	47	11	54	94	Stress—	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price63 Permits85 Per Cap47 Afford11 Employ54 Migr94 LiqStress— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
77	Springfield, MA44140	56	NeutralNeutral	—	72	80	2	64	25	91	Stress—	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price72 Permits80 Per Cap2 Afford64 Employ25 Migr91 LiqStress— ValBalanced— CycleHypersupply Full metro detail →
92	Lynchburg, VA31340	55	NeutralNeutral	—	73	30	46	74	44	62	Stress↑	Balanced—	High	Recession	—	—	—	Mod	—	›
Structural Drivers Price73 Permits30 Per Cap46 Afford74 Employ44 Migr62 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
104	St. Cloud, MN41060	53	NeutralNeutral	—	43	15	39	44	91	85	Stress↑	Balanced—	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price43 Permits15 Per Cap39 Afford44 Employ91 Migr85 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
104	Louisville/Jefferson County, KY-IN31140	53	NeutralNeutral	—	61	15	46	34	70	93	Stress↓	—	Low	Hypersupply	—	—	—	—	—	›
Structural Drivers Price61 Permits15 Per Cap46 Afford34 Employ70 Migr93 LiqStress↓ DivergLow CycleHypersupply Full metro detail →
111	New Haven, CT35300	52	NeutralNeutral	—	84	81	12	11	26	95	Stress↓	Balanced—	—	Hypersupply	—	—	—	Div	—	›
Structural Drivers Price84 Permits81 Per Cap12 Afford11 Employ26 Migr95 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
111	Savannah, GA42340	52	NeutralNeutral	—	19	42	95	90	34	33	Stress—	Balanced—	Moderate	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price19 Permits42 Per Cap95 Afford90 Employ34 Migr33 LiqStress— ValBalanced— DivergModerate CycleHypersupply Full metro detail →
122	Chattanooga, TN-GA16860	51	NeutralNeutral	—	24	61	65	82	52	21	Stress↓	Balanced—	Low	Hypersupply	—	—	—	—	—	›
Structural Drivers Price24 Permits61 Per Cap65 Afford82 Employ52 Migr21 LiqStress↓ ValBalanced— DivergLow CycleHypersupply Full metro detail →
122	Athens, GA12020	51	NeutralNeutral	—	63	8	62	98	8	65	Stress↓	Balanced—	High	Hypersupply	—	—	—	—	—	›
Structural Drivers Price63 Permits8 Per Cap62 Afford98 Employ8 Migr65 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
128	Lafayette, IN29200	50	NeutralNeutral	—	56	1	84	32	42	88	Stress↓	Balanced—	—	Hypersupply	—	—	—	—	—	›
Structural Drivers Price56 Permits1 Per Cap84 Afford32 Employ42 Migr88 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
128	Spartanburg, SC43900	50	NeutralNeutral	—	32	87	96	65	3	17	Stress↑	Balanced—	—	Recession	—	—	—	Con	—	›
Structural Drivers Price32 Permits87 Per Cap96 Afford65 Employ3 Migr17 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
142	Bangor, ME12620	49	NeutralNeutral	—	26	40	40	85	46	59	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price26 Permits40 Per Cap40 Afford85 Employ46 Migr59 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
142	Augusta, GA-SC12260	49	NeutralNeutral	—	41	20	67	36	72	57	Stress↓	Balanced↓	Moderate	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price41 Permits20 Per Cap67 Afford36 Employ72 Migr57 LiqStress↓ ValBalanced↓ DivergModerate CycleHypersupply Full metro detail →
155	Charlottesville, VA16820	48	NeutralNeutral	—	90	34	69	29	4	63	Stress↑	Balanced—	Moderate	Recession	—	—	—	Con	—	›
Structural Drivers Price90 Permits34 Per Cap69 Afford29 Employ4 Migr63 LiqStress↑ ValBalanced— DivergModerate CycleRecession Full metro detail →
165	Columbus, GA-AL17980	47	NeutralNeutral	—	23	47	16	42	80	76	Stress↓	Balanced—	High	Hypersupply	—	—	—	—	—	›
Structural Drivers Price23 Permits47 Per Cap16 Afford42 Employ80 Migr76 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
174	Green Bay, WI24580	46	NeutralNeutral	—	72	41	65	27	37	34	Stress↑	Balanced—	High	Recession	—	—	—	—	—	›
Structural Drivers Price72 Permits41 Per Cap65 Afford27 Employ37 Migr34 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
185	Fayetteville, AR22220	45	NeutralNeutral	—	47	48	99	58	4	12	Stress↓	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price47 Permits48 Per Cap99 Afford58 Employ4 Migr12 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
194	Olympia, WA36500	44	NeutralNeutral	—	16	82	68	26	50	23	Stress↓	Balanced—	—	Hypersupply	—	—	—	Con	—	›
Structural Drivers Price16 Permits82 Per Cap68 Afford26 Employ50 Migr23 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
199	Minneapolis, MN-WI33460	43	NeutralNeutral	—	48	37	48	8	15	100	Stress↑	Balanced—	Moderate	Recession	—	—	—	Mod	—	›
Structural Drivers Price48 Permits37 Per Cap48 Afford8 Employ15 Migr100 LiqStress↑ ValBalanced— DivergModerate CycleRecession Full metro detail →
199	Greenville, SC24860	43	NeutralNeutral	—	43	42	87	74	6	8	Stress↓	Balanced—	High	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price43 Permits42 Per Cap87 Afford74 Employ6 Migr8 LiqStress↓ ValBalanced— DivergHigh CycleHypersupply Full metro detail →
199	Baltimore, MD12580	43	NeutralNeutral	—	41	16	17	4	79	99	Stress↑	Balanced—	High	Recession	—	—	—	Mod	—	›
Structural Drivers Price41 Permits16 Per Cap17 Afford4 Employ79 Migr99 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
210	Saginaw, MI40980	42	NeutralNeutral	—	57	47	3	29	43	73	Stress↓	Balanced↓	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price57 Permits47 Per Cap3 Afford29 Employ43 Migr73 LiqStress↓ ValBalanced↓ CycleHypersupply Full metro detail →
210	Worcester, MA49340	42	NeutralNeutral	—	46	61	20	27	6	93	Stress↑	Balanced—	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price46 Permits61 Per Cap20 Afford27 Employ6 Migr93 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
226	Tuscaloosa, AL46220	40	BelowBelow Average	—	0	56	23	57	24	78	Stress↓	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price0 Permits56 Per Cap23 Afford57 Employ24 Migr78 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
254	Florence, AL22520	34	BelowBelow Average	—	69	6	14	50	17	48	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price69 Permits6 Per Cap14 Afford50 Employ17 Migr48 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →
258	Jefferson City, MO27620	31	BelowBelow Average	—	29	40	10	38	11	56	Stress↓	Balanced—	Moderate	Hypersupply	—	—	—	—	—	›
Structural Drivers Price29 Permits40 Per Cap10 Afford38 Employ11 Migr56 LiqStress↓ ValBalanced— DivergModerate CycleHypersupply Full metro detail →
268	Chambersburg, PA16540	26	BelowBelow Average	—	10	18	60	25	1	43	Stress↓	Balanced—	—	Hypersupply	—	—	—	Mod	—	›
Structural Drivers Price10 Permits18 Per Cap60 Afford25 Employ1 Migr43 LiqStress↓ ValBalanced— CycleHypersupply Full metro detail →

37 of 273 metros shown