U.S. Metro Housing Market Rankings

June 2026 · 274 metros scored

Each metro scores 0–100 for housing cycle risk, derived from six public-data factors ranked against peers. How it works →

16 of 274metros

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Risk

Cycle

Momentum

Liquidity

Valuation

Permits

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Core Risk					Structural Drivers						Market Signals		Cycle		Context
#↑	Metro	Score	Risk Band	Chg	Price	Permits	Per Cap	Afford	Employ	Migr	Liquidity	Valuation	Diverg.	Cycle	Yield	S/L	Cuts	Emp	Value
9	Odessa, TX36220	68	ElevatedElevated	▲ 7	38	78	77	68	70	77	Stress↑	Compressed↑	—	Recession	—	—	—	Div	—	›
Structural Drivers Price38 Permits78 Per Cap77 Afford68 Employ70 Migr77 LiqStress↑ ValCompressed↑ CycleRecession Full metro detail →
12	Oshkosh, WI36780	67	ElevatedElevated	▼ 2	47	95	72	46	88	56	Stress↓	Balanced↓	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price47 Permits95 Per Cap72 Afford46 Employ88 Migr56 LiqStress↓ ValBalanced↓ CycleRecession Full metro detail →
21	Appleton, WI11540	64	ElevatedElevated	▲ 2	24	98	71	16	89	84	Stress↑	Balanced—	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price24 Permits98 Per Cap71 Afford16 Employ89 Migr84 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
47	Janesville, WI27500	59	NeutralNeutral	▲ 1	79	63	28	63	79	41	Stress↑	Balanced—	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price79 Permits63 Per Cap28 Afford63 Employ79 Migr41 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
64	Utica, NY46540	57	NeutralNeutral	▼ 5	97	47	4	61	61	73	Stress↓	Balanced↓	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price97 Permits47 Per Cap4 Afford61 Employ61 Migr73 LiqStress↓ ValBalanced↓ CycleRecession Full metro detail →
92	Columbus, GA-AL17980	54	NeutralNeutral	▲ 1	78	35	16	49	72	75	Stress—	Balanced—	High	Recession	—	—	—	—	—	›
Structural Drivers Price78 Permits35 Per Cap16 Afford49 Employ72 Migr75 LiqStress— ValBalanced— DivergHigh CycleRecession Full metro detail →
92	Springfield, MA44140	54	NeutralNeutral	▲ 2	78	78	2	63	14	91	Stress↑	Balanced—	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price78 Permits78 Per Cap2 Afford63 Employ14 Migr91 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
136	Lafayette, IN29200	51	NeutralNeutral	▼ 12	87	4	90	34	5	88	Stress↓	Balanced—	—	Recession	—	—	—	—	—	›
Structural Drivers Price87 Permits4 Per Cap90 Afford34 Employ5 Migr88 LiqStress↓ ValBalanced— CycleRecession Full metro detail →
136	Yakima, WA49420	51	NeutralNeutral	▲ 6	14	52	27	52	82	79	Stress↑	Balanced↓	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price14 Permits52 Per Cap27 Afford52 Employ82 Migr79 LiqStress↑ ValBalanced↓ CycleRecession Full metro detail →
146	Hilton Head Island, SC25940	50	NeutralNeutral	▲ 3	35	27	95	77	59	10	Watch↑	Balanced↑	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price35 Permits27 Per Cap95 Afford77 Employ59 Migr10 LiqWatch↑ ValBalanced↑ CycleRecession Full metro detail →
146	Augusta, GA-SC12260	50	NeutralNeutral	▼ 3	91	17	67	41	26	57	Stress↑	Balanced↓	Moderate	Recession	—	—	—	Con	—	›
Structural Drivers Price91 Permits17 Per Cap67 Afford41 Employ26 Migr57 LiqStress↑ ValBalanced↓ DivergModerate CycleRecession Full metro detail →
193	Green Bay, WI24580	44	NeutralNeutral	▼ 2	66	54	63	27	21	34	Stress↑	Balanced—	High	Recession	—	—	—	—	—	›
Structural Drivers Price66 Permits54 Per Cap63 Afford27 Employ21 Migr34 LiqStress↑ ValBalanced— DivergHigh CycleRecession Full metro detail →
193	Olympia, WA36500	44	NeutralNeutral	▼ 6	10	85	71	26	49	23	Stress↓	Balanced—	—	Recession	—	—	—	Con	—	›
Structural Drivers Price10 Permits85 Per Cap71 Afford26 Employ49 Migr23 LiqStress↓ ValBalanced— CycleRecession Full metro detail →
218	Florence, AL22520	41	NeutralNeutral	▼ 6	12	92	29	39	28	48	Stress↑	Balanced—	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price12 Permits92 Per Cap29 Afford39 Employ28 Migr48 LiqStress↑ ValBalanced— CycleRecession Full metro detail →
231	Saginaw, MI40980	39	BelowBelow Average	▼ 1	47	48	3	27	35	73	Stress↑	Balanced↓	—	Recession	—	—	—	Mod	—	›
Structural Drivers Price47 Permits48 Per Cap3 Afford27 Employ35 Migr73 LiqStress↑ ValBalanced↓ CycleRecession Full metro detail →
245	Tuscaloosa, AL46220	36	BelowBelow Average	0	11	38	22	60	10	77	Stress—	Balanced—	Moderate	Recession	—	—	—	—	—	›
Structural Drivers Price11 Permits38 Per Cap22 Afford60 Employ10 Migr77 LiqStress— ValBalanced— DivergModerate CycleRecession Full metro detail →

16 of 274 metros shown