US Metro Real Estate Intelligence
Rankings/Kiryas Joel-Poughkeepsie-Newburgh, NY

Kiryas Joel-Poughkeepsie-Newburgh, NY

NeutralTier 1CBSA 28880Compare
Risk Rank: #183 of 274Month: 2026-05
46score
Composite risk percentile vs 274 metros (higher = higher risk)

Executive Summary

Kiryas Joel's housing market shows average risk, ranking 183rd of 274 metros. The market recently entered Expansion. Broad-based growth with healthy fundamentals.

Kiryas Joel has maintained relatively stable market conditions throughout the observation period, currently in Expansion.

Key Dynamics

Risk is primarily driven by employment and price momentum, while affordability provides the most support.

Top Drivers

Employmentp78
12-month employment change (risk inverted)
Price Momentump62
12-month HPI change
Permit Growthp51
YoY permit change
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumElevated
+2.0%p62

12-month HPI change — higher = overheating

Permit GrowthNeutral
-1.0%p51

YoY permit change — higher = supply pressure

Permits per CapitaBelow Avg
3.20p38

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityLow Risk
0.24p17

Mortgage payment / income — higher = more burdened

EmploymentElevated
-0.6%p78

12-month employment change (risk inverted)

MigrationBelow Avg
+$66Kp27

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable
Bank Lending Standards
-3.7Normal
Rate Change (YoY)
-38 bpsNormal
Mortgage Risk Premium
+199 bpsElevated
Stable for 9 quartersData through 2026-Q2

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.90Elevated
Completion-Permit Divergence
-5.9 ppNormal
Accumulating for 5 quartersData through 2026-Q2
Local Signals

Employment Concentration

Employment

Moderate
Largest SectorHealth Care 17.4%
QCEW 2024 annual averages
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2025-1246
Data Vintages
Price (HPI)2026-Q1
Permits2026-05
Income2024
Employment2026-05
Migration2023