US Metro Real Estate Intelligence
Rankings/Kiryas Joel-Poughkeepsie-Newburgh, NY

Kiryas Joel-Poughkeepsie-Newburgh, NY

NeutralTier 1CBSA 28880Compare
Risk Rank: #142 of 273Month: 2026-08
49score
Composite risk percentile vs 273 metros (higher = higher risk)

Executive Summary

Kiryas Joel's housing market shows average risk, ranking 142nd of 273 metros. The market recently entered Expansion. Broad-based growth with healthy fundamentals.

Kiryas Joel has maintained relatively stable market conditions throughout the observation period, currently in Expansion.

Key Dynamics

Risk is primarily driven by employment and permit growth, while affordability provides the most support.

Top Drivers

Employmentp89
12-month employment change (risk inverted)
Permit Growthp68
YoY permit change
Price Momentump57
12-month HPI change
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumNeutral
+2.6%p57

12-month HPI change — higher = overheating

Permit GrowthElevated
+11.5%p68

YoY permit change — higher = supply pressure

Permits per CapitaBelow Avg
3.20p38

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityLow Risk
0.25p17

Mortgage payment / income — higher = more burdened

EmploymentHigh Risk
-0.8%p89

12-month employment change (risk inverted)

MigrationBelow Avg
+$66Kp27

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable—
Bank Lending Standards
+0.0Normal
Rate Change (YoY)
+11 bpsNormal
Mortgage Risk Premium
+196 bpsElevated
Stable for 10 quartersData through 2026-Q3

Supply Pipeline

Supply Regime

Accumulating—

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.89Elevated
Completion-Permit Divergence
-19.2 ppNormal
Accumulating for 6 quartersData through 2026-Q3
Local Signals

Employment Concentration

Employment

Moderate
Largest SectorHealth Care 17.4%
QCEW 2024 annual averages
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2026-0646
2025-1246
Data Vintages
Price (HPI)2026-Q2
Permits2026-08
Income2024
Employment2026-08
Migration2023