US Metro Real Estate Intelligence
Rankings/Houma-Bayou Cane-Thibodaux, LA

Houma-Bayou Cane-Thibodaux, LA

NeutralTier 1CBSA 26380Compare
Risk Rank: #91 of 274Month: 2026-05Score change (12m): -5
54score
Composite risk percentile vs 274 metros (higher = higher risk)

Executive Summary

Houma's housing market shows average risk, ranking 91st of 274 metros. The market recently entered Recovery. Inventory is growing moderately (-10% YoY) with stable liquidity. Early signs of stabilization — conditions may favor patient buyers.

Houma experienced a market correction from early 2024 through mid-2024. The market is currently recovering.

Inventory is declining (-10% YoY), indicating a tight market with limited supply.

Rent growth is roughly keeping pace with price appreciation, suggesting valuations are not stretched.

Cycle Phase

RecoveryExpansionHypersupplyRecession
1 month in current phase

Market conditions are rebuilding after a correction period

2019202020212022202320242025

Key Dynamics

Risk is primarily driven by employment and migration, while permit growth provides the most support.

Top Drivers

Employmentp82
12-month employment change (risk inverted)
Migrationp74
Net AGI migration (risk inverted)
Affordabilityp60
Mortgage payment / income

Market Signals

Inventory is declining (-10% YoY), indicating a tight market with limited supply.

Liquidity

Stable
Active Listings YoY
-10.0%p37
Days on Market YoY
+17.5%p78
Months in status1
Data through May 2026

Valuation

Balanced
Rent vs. Price Growth
+2.7%p91
Months in status1
Data through May 2026Rent growth vs price growth (rent support). Note: Affordability and Valuation measure different structural dimensions and can diverge.
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumNeutral
+1.9%p58

12-month HPI change — higher = overheating

Permit GrowthLow Risk
-20.0%p19

YoY permit change — higher = supply pressure

Permits per CapitaBelow Avg
2.59p29

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityNeutral
0.29p60

Mortgage payment / income — higher = more burdened

EmploymentHigh Risk
-0.8%p82

12-month employment change (risk inverted)

MigrationElevated
-$25Kp74

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable

Healthy recovery. Credit is flowing normally and transactions are steady — conditions favor continued rebuilding.

Bank Lending Standards
-3.7Normal
Rate Change (YoY)
-38 bpsNormal
Mortgage Risk Premium
+199 bpsElevated
Stable for 9 quartersData through 2026-Q2

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.90Elevated
Completion-Permit Divergence
-5.9 ppNormal
Accumulating for 5 quartersData through 2026-Q2
Local Signals

Metro Permit Activity

Permit Activity

Cooling
YoY Permit Growth
-20.0%Below norm

Raw signal — not the composite percentile

Relative to 2016–2019 norms for this metro

Based on limited permit volume

Builders are pulling back but demand remains healthy. A supply constraint could form — fewer new units entering a market that is still absorbing well.

Employment Concentration

Employment

Diversified
Largest SectorHealth Care 14.4%
QCEW 2024 annual averages
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2025-1251
2025-1158
2025-1062
2025-0955
2025-0759
2025-0656
2025-0454
2025-0152
2024-1247
2024-1148
2024-1048
2024-0850
2024-0650
2024-0450
2024-0247
2024-0147
2023-1146
2023-0840
2023-0543
2023-0242
2023-0140
2022-1142
2022-0855
2022-0654
2022-0356
2021-1251
2021-1051
2021-0952
2021-0747
2021-0452
2021-0248
2021-0148
2020-1152
2020-0958
2020-0756
2020-0448
2020-0356
2020-0154
2019-1054
2019-0851
2019-0656
2019-0456
2019-0155
Data Vintages
Price (HPI)2026-Q1
Permits2026-05
Income2024
Employment2026-05
Migration2023