US Metro Real Estate Intelligence
Rankings/Fayetteville, NC

Fayetteville, NC

ElevatedTier 1CBSA 22180Compare
Risk Rank: #23 of 287Month: 2025-12Score change (12m): +4
65score
Composite risk percentile vs 287 metros (higher = higher risk)

Executive Summary

Fayetteville's housing market shows elevated risk, ranking 23rd of 287 metros. The market has been in Recovery for 5 months. Current conditions are balanced with stable liquidity. Early signs of stabilization — conditions may favor patient buyers.

Fayetteville experienced a market correction from early 2025 through mid-2025. The market is currently recovering.

Inventory is roughly flat (+3% YoY) with homes selling at a normal pace — a balanced market.

Rent growth is roughly keeping pace with price appreciation, suggesting valuations are not stretched.

Cycle Phase

RecoveryExpansionHypersupplyRecession
5 months in current phase·from Recovery

Market conditions are rebuilding after a correction period

2019202020212022202320242025

Key Dynamics

Risk is primarily driven by employment and migration, while price momentum provides the most support.

Top Drivers

Employmentp94
12-month employment change (risk inverted)
Migrationp92
Net AGI migration (risk inverted)
Permit Growthp77
YoY permit change

Market Signals

Inventory is roughly flat (+3% YoY) with homes selling at a normal pace — a balanced market.

Liquidity

Stable
Active Listings YoY
+2.7%p51
Days on Market YoY
+8.1%p64
Months in status3
Data through Dec 2025

Valuation

Balanced
Rent vs. Price Growth
+2.0%p87
Months in status11
Data through Dec 2025Rent growth vs price growth (rent support). Note: Affordability and Valuation measure different structural dimensions and can diverge.
Factor Details
Lower riskHigher risk
Low RiskBelow AvgNeutralElevatedHigh Risk
Price MomentumBelow Avg
+1.2%p22

12-month HPI change — higher = overheating

Permit GrowthElevated
+15.8%p77

YoY permit change — higher = supply pressure

Permits per CapitaElevated
5.39p63

Permits per 1,000 residents — higher = overbuilding risk

AffordabilityBelow Avg
0.27p40

Mortgage payment / income — higher = more burdened

EmploymentHigh Risk
-1.2%p94

12-month employment change (risk inverted)

MigrationHigh Risk
-$126Kp92

Net AGI migration (risk inverted)

National Context

Credit Conditions

Credit Regime

Stable

Healthy recovery. Credit is flowing normally and transactions are steady — conditions favor continued rebuilding.

Bank Lending Standards
-5.7Normal
Rate Change (YoY)
-74 bpsNormal
Mortgage Risk Premium
+191 bpsElevated
Stable for 8 quartersData through 2026-Q1

Supply Pipeline

Supply Regime

Accumulating

Supply pipeline is building up while credit remains available. New units are accumulating in the system — watch for delivery pressure in coming quarters.

Pipeline Ratio
0.92High
Completion-Permit Divergence
+1.9 ppNormal
Accumulating for 4 quartersData through 2026-Q1
Local Signals

Metro Permit Activity

Permit Activity

Normal
YoY Permit Growth
+15.8%Within norm

Raw signal — not the composite percentile

Relative to 2016–2019 norms for this metro

Supply and demand are in equilibrium. No unusual activity on either side of the market.

Employment Concentration

Employment

Concentrated
Largest SectorGovernment 39.5%
QCEW 2024 annual averages
Internal Structure

County-level structural analysis.

County-level structural analysis is not available for this metro due to fewer than 3 qualifying counties.

Score History
MonthScore
2025-1151
2025-0948
2025-0748
2025-0555
2025-0456
2025-0264
2025-0164
2024-1160
2024-0863
2024-0762
2024-0559
2024-0248
2023-1148
2023-0949
2023-0852
2023-0658
2023-0555
2023-0358
2023-0158
2022-1058
2022-0858
2022-0656
2022-0559
2022-0459
2022-0252
2021-1252
2021-1149
2021-0945
2021-0647
2021-0451
2021-0238
2021-0139
2020-1150
2020-0950
2020-0753
2020-0438
2020-0156
2019-1156
2019-0943
2019-0650
2019-0554
2019-0344
2019-0142
Data Vintages
Price (HPI)2025-Q4
Permits2026-01
Income2024
Employment2025-12
Migration2023